“He who knows nothing is closer to the truth than he whose mind is filled with falsehoods and errors.” Thomas Jefferson In a world of endless information and conflicting opinions, it can be an arduous task to discover the truth. Our best reference is history. A good...

The goal for most people when buying and selling a home is to maximize their dollars, save valuable time, minimize inconveniences, and have peace of mind knowing they are doing the right thing at the right time. We have been using a process since 2004, it begins by...

There is an edict in the 1776 Declaration of Independence that paints an ideal goal for any country, ‘all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty, and the pursuit of Happiness,’...

Sioux Falls has grown between 2% and 3% every year for several decades. You may wonder how this happened, and will it continue? We know it wasn’t by accident, it is the result of an allegiance to a culture passed to us from homesteaders of the 1800’s. These people...

Looking out the window, it’s good to see the snow is gone, yet it can be gloomy, dark, and rainy at times. We wonder when summer will appear. History suggests we’ll see warmer temperatures and green grass soon. This is a cycle of life. Real Estate is not much...

In visiting with financial advisors, bankers, and businesspeople, plus reading, or listening, to numerous pundits, I hoped to get a consensus on the state of the economy and what to expect with interest rates. Not surprising, there isn’t a consensus. The answers...

“Sooner or later, if people are to be healed, they must learn that the entirety of one’s adult life is a series of personal choices, decisions. If they can accept this totally, then they become free people. To the extent that they do not accept this, they will forever...

The Good and The Bad It’s been said, good times create weak people, weak people create bad times. 2016 to 2020 brought us great times for economics. Household incomes went up, home values up, interest rates down, and the Dow Jones stock market nearly doubled. Covid...

The start of a new year can be an intriguing psychological event. We began with a dream and good intentions, and depending on our perception, we are either excited or disappointed with our accomplishments for the past year. Misfortune appears, when a dream, without...

We are moving away from, or moving to, something at all times. In real estate, many people start their new home buying program with going to open houses or searching online, thinking they ought to find the new homes first. In truth, we subconsciously start to dislike...

Real Estate ownership is one of this country’s founding principles. Centuries before the founding of America, only the powerful owned land. During the formative years of the USA, the Founding Fathers attempted to find balance between Tyranny, a ruler’s law, and...

Andy Stanley, author and pastor, wrote ‘The Principle of the Path.’ In the book, he expounds on how our direction determines our destination. In other words, our actions create a path, and outcome, that is directed by natural law or the law of averages. Our world was...

Inflation is here and we feel it every time we stop at a gas station or visit the grocery store. On the growth side, we see another negative quarter, the second in a row. All signs are pointing to a shifting economy with no clear solution for improvement. Most of us...