Sales will stay flat for a few weeks and start to fade around Thanksgiving, as is common with increased activity the first of the year. Mortgage rates will continue to increase as long as the Federal Reserve raises rates. We expect inflation to be an issue for the Federal Reserve, raising rates until they see inflation numbers relax. There is conflicting activity between Fiscal policy and Monetary policy, and it could be a while before it gets worked out. It’ll be painful at the stores and gas station, yet we think home values will remain equal to inflation at the end of the year. That means we most likely will see some home values retreat to early spring 2022 levels.