Ten Years from Now

Ten Years from Now

We hear that buyers can’t afford to buy a home today; homes are unaffordable because of mortgage rates and home prices. If we look deeper at the financial picture, one can see the misnomer and will conclude not only can they buy, but they should buy as much as they...

Fundamentals Set the Stage

Fundamentals Set the Stage

Migration to America began hundreds of years ago, and it continues. There are many reasons for it; freedom, financial, religion, famine, and real estate ownership were, and are, some of the motivating factors. A chance to create a better life is the dream. The New...

Where Are You Headed?

Where Are You Headed?

When someone begins to look for a different home, they often start by going to open houses or searching online, hoping to find what they think they want. In reality, they are looking because they don’t like what they have. We subconsciously dislike our existing home...

A New Beginning

A New Beginning

The start of a new year is an intriguing event. We are either excited, apathetic, or disappointed with last year’s conclusion. It’s interesting, when asked, people tell me they got what they thought they would. It’s like they created a self-fulling prophecy. So, does...

Real Estate, The Great Investment

Real Estate, The Great Investment

2023 brought a mixed bag of opinions about residential ownership. Reading a litany of news articles over the past several months, they range from telling Baby boomers to sell their house now before the masses begin to unload, to the short-sighted pundits who proscribe...

A Gift For Life

A Gift For Life

Tangible objects are easy to give and receive, it’s the intangible ones that can be elusive and cherished the most. Love may be the greatest of all. Connecting with family and friends contributes to a healthier and happier life. Experts have known for some time that...

Word Power

Word Power

Tony Robbins has said, “Where focus goes, energy flows…that's why you need to focus on where you want to go, not on what you fear.” There are basically two types of people, those who are optimistic and those who are pessimistic. One chooses to act and enjoying life,...

Looking For Wisdom

Looking For Wisdom

“He who knows nothing is closer to the truth than he whose mind is filled with falsehoods and errors.” Thomas Jefferson In a world of endless information and conflicting opinions, it can be an arduous task to discover the truth. Our best reference is history. A good...

What’s Important To You?

What’s Important To You?

The goal for most people when buying and selling a home is to maximize their dollars, save valuable time, minimize inconveniences, and have peace of mind knowing they are doing the right thing at the right time. We have been using a process since 2004, it begins by...

Foundation for Freedom

Foundation for Freedom

There is an edict in the 1776 Declaration of Independence that paints an ideal goal for any country, ‘all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty, and the pursuit of Happiness,’...

It’s The Culture

It’s The Culture

Sioux Falls has grown between 2% and 3% every year for several decades. You may wonder how this happened, and will it continue? We know it wasn’t by accident, it is the result of an allegiance to a culture passed to us from homesteaders of the 1800’s. These people...

April Showers Bring May Flowers

April Showers Bring May Flowers

Looking out the window, it’s good to see the snow is gone, yet it can be gloomy, dark, and rainy at times. We wonder when summer will appear. History suggests we’ll see warmer temperatures and green grass soon. This is a cycle of life. Real Estate is not much...

Is the Glass Half Full or Half Empty?

Is the Glass Half Full or Half Empty?

In visiting with financial advisors, bankers, and businesspeople, plus reading, or listening, to numerous pundits, I hoped to get a consensus on the state of the economy and what to expect with interest rates. Not surprising, there isn’t a consensus. The answers...

It’s Time For Action

It’s Time For Action

“Sooner or later, if people are to be healed, they must learn that the entirety of one’s adult life is a series of personal choices, decisions. If they can accept this totally, then they become free people. To the extent that they do not accept this, they will forever...

The Good and The Bad

The Good and The Bad

The Good and The Bad It’s been said, good times create weak people, weak people create bad times. 2016 to 2020 brought us great times for economics. Household incomes went up, home values up, interest rates down, and the Dow Jones stock market nearly doubled. Covid...

A New Start 2023

A New Start 2023

The start of a new year can be an intriguing psychological event. We began with a dream and good intentions, and depending on our perception, we are either excited or disappointed with our accomplishments for the past year. Misfortune appears, when a dream, without...

In Life, We Are Always Changing.

In Life, We Are Always Changing.

We are moving away from, or moving to, something at all times. In real estate, many people start their new home buying program with going to open houses or searching online, thinking they ought to find the new homes first. In truth, we subconsciously start to dislike...

The American Dream

The American Dream

Real Estate ownership is one of this country’s founding principles. Centuries before the founding of America, only the powerful owned land. During the formative years of the USA, the Founding Fathers attempted to find balance between Tyranny, a ruler’s law, and...

Paying Attention

Paying Attention

Andy Stanley, author and pastor, wrote ‘The Principle of the Path.’ In the book, he expounds on how our direction determines our destination. In other words, our actions create a path, and outcome, that is directed by natural law or the law of averages. Our world was...

Our Changing World

Our Changing World

Inflation is here and we feel it every time we stop at a gas station or visit the grocery store. On the growth side, we see another negative quarter, the second in a row. All signs are pointing to a shifting economy with no clear solution for improvement. Most of us...